naga404Terms of Use

Our naga404 platform operates an online entertainment service available in jurisdictions where local law permits. By opening an account and using naga404, you agree to these terms of use, which govern account opening, deposits, withdrawals, betting rules, dispute resolution, and our liability limits. This agreement is between you and naga404; acceptance occurs when you complete registration and tick the terms-acceptance checkbox during account setup.

Our naga404 service centres on football sportsbook markets (Liga 1 Indonesia, Piala AFF, Champions League, and international tournaments), live-dealer tables, slot games, and esports betting. Deposits and withdrawals route through nine payment channels in Indonesian Rupiah: QRIS, e-wallet, mobile banking, local payment, online payment, e-wallet, mobile banking, local payment, online payment, and e-wallet. All services are subject to account verification, jurisdictional restrictions, and these terms.

These terms address the core conditions under which we operate naga404 and the expectations we set for all users. Please review them in full before you fund your account or place wagers.

Account opening and verification on naga404

To open an account on naga404, you must provide an email address, password, and personal information (name, date of birth, national ID number). During account setup, you confirm that you accept our naga404 terms of use. Account activation occurs after you verify your email; however, deposit functionality remains locked until you complete KYC verification.

Our naga404 KYC process requires submission of a national ID (KTP), a recent selfie, and proof of address (utility bill, bank statement, or official letter issued within three months). We process these documents against standard compliance checks; verification typically completes within one to two hours on business days, though some cases may require longer review. Once approved, your naga404 account unlocks deposit access and all betting features.

You warrant that all information you provide to naga404 is accurate and complete. If you provide false information — including a false identity, false date of birth, or false address — we may suspend your account and forfeit any balance pending investigation. You are solely responsible for maintaining the confidentiality of your naga404 password; we are not liable for unauthorized access if your credentials are compromised.

Deposits, withdrawals, and balance management on naga404

Our naga404 platform accepts deposits in Indonesian Rupiah through nine channels: QRIS, e-wallet, mobile banking, local payment, online payment, e-wallet, mobile banking, local payment, online payment, and e-wallet. Minimum and maximum deposit amounts vary by payment method and account tier; your naga404 settings display applicable limits. E-wallet and mobile banking deposits typically confirm within minutes; bank transfers settle within your bank's standard processing window (commonly one to four hours depending on time of day and bank cut-off times).

All deposits credit directly to your unified naga404 account balance in IDR. No currency conversion occurs. Your balance represents funds available for wagers, bonuses (where applicable), and withdrawals. We do not hold deposits in separate sub-accounts or escrow; your balance sits on our naga404 platform and is subject to our security measures and backup systems.

Withdrawals from your naga404 account process to your original funding source. If you deposited via local payment, withdrawals return to your online payment wallet; bank transfers return to your designated bank account. Withdrawal processing timelines depend on your payment provider, not naga404's infrastructure. We do not charge withdrawal fees on our platform; however, your bank or e-wallet may impose their own. Withdrawals are subject to account verification completion; unverified accounts cannot withdraw.

Our naga404 betting rules and settlement

All wagers on naga404 settle based on official results published by the relevant league, tournament body, or game provider. For Liga 1 Indonesia matches, we settle based on full-time scores confirmed by the Indonesian Football Association (PSSI). For Champions League fixtures, we use UEFA official results. For esports markets (Mobile Legends, Free Fire, PUBG Mobile), we settle against official tournament broadcasts and provider APIs.

Markets on naga404 include match winner, total goals, both teams to score, Asian handicap, live in-play variants, and player-specific props. Each market carries specific settlement rules displayed before you place a wager. If a match is abandoned, postponed, or rescheduled beyond a certain window (typically forty-eight hours), we void related wagers and refund stakes to your naga404 balance.

We settle most bets within minutes of match completion; settlement timelines depend on official result confirmation. During high-traffic periods (Liga 1 matchdays, Piala AFF tournaments, Champions League knockout rounds), settlement may experience minor delays. We do not offer same-day result disputes; settlement is final once we publish the outcome in your naga404 transaction history.

Our naga404 liability limits and dispute resolution

To the fullest extent permitted by law, we limit our naga404 liability for any claim (contract, tort, or otherwise) to the amount you deposited in the thirty days preceding the claim. We are not liable for indirect, incidental, consequential, or punitive damages arising from your use of naga404, service interruptions, betting losses, or payment delays caused by third-party providers.

If you dispute a bet settlement, deposit charge, or withdrawal delay, contact our naga404 support team within thirty days via email or multilingual chat. Provide your account email, transaction ID, and a clear description of the issue. Our support team, operating in Jakarta, Surabaya, Bandung, and Medan timezones during standard business hours, reviews your case and responds within two business days. Most disputes resolve through support communication; unresolved disputes may be escalated to management review.

We do not engage external dispute resolution or arbitration services; all naga404 disputes resolve internally through our support and management channels. By using naga404, you agree to this dispute resolution approach and waive any right to pursue external arbitration or court action except as required by mandatory local law.

Jurisdiction and legal compliance on naga404

Our naga404 service is available only in jurisdictions where online gaming and sportsbook wagering are legally permitted. We do not operate in jurisdictions where such activities are prohibited by local law. By accessing naga404, you represent and warrant that you are in a jurisdiction where our service is lawfully available and that your use complies with all applicable local regulations.

We are not responsible for verifying your jurisdiction or enforcing local restrictions. You alone are responsible for confirming that your access to naga404 complies with your home jurisdiction's laws. If you access naga404 from a jurisdiction where it is prohibited, you do so at your own risk and in violation of our terms; we may suspend or terminate your account without refund if we detect prohibited jurisdiction access.

These terms are governed by and construed in accordance with the laws applicable to our naga404 jurisdiction of operation. Any claim arising from or related to naga404 is subject to these governing laws.

User conduct and account suspension on naga404

You agree not to use naga404 for unlawful purposes, fraud, money laundering, or activities that violate our acceptable-use policy. Prohibited conduct includes use of multiple accounts to circumvent limits, collusion with other users to manipulate markets, use of automated betting bots, and provision of false identity information.

We monitor naga404 accounts for suspicious patterns. If we detect prohibited conduct, we may suspend your account, void pending wagers, and forfeit your balance pending investigation. We notify you of suspension reasons by email within two business days. If investigation confirms prohibited conduct, we may permanently close your naga404 account and report the matter to relevant authorities if required by law.

Conversely, you may close your naga404 account at any time by requesting account closure via support. We process closure requests within five business days and issue a final withdrawal of your remaining balance to your original payment source.

Changes to our naga404 terms

We reserve the right to update these naga404 terms of use at any time. Material changes are communicated to registered users via email at least fourteen days before they take effect. Your continued use of naga404 after the effective date constitutes acceptance of the updated terms. If you do not agree with changes, you may close your naga404 account and withdraw your balance before the changes take effect.

By using naga404, you acknowledge that you have read, understood, and agree to be bound by these terms of use. If you have questions about our naga404 terms, contact our support team via multilingual email or chat during standard business hours across Jakarta, Surabaya, Bandung, and Medan timezones.